December 14, 2025 Summary: The Ministry of MSME has announced a nationwide scale-up of the Micro-Enterprise Card (ME-Card). This digital credit facility provides a pre-approved limit of up to ₹5 lakh to Udyam-registered units. By leveraging UPI and GST data for credit scoring, the ME-Card aims to eliminate the need for traditional balance sheet audits for micro-loans.
ME-Card Scheme Expansion: Digital Credit for 1 Crore Micro-Units
