January 5, 2026 Summary: Under the new directives of the Union Budget, the government has officially launched the “MSME Credit Card” pilot. Registered micro-enterprises on the Udyam portal can now avail of a pre-approved credit limit of up to ₹5 lakh. The scheme aims to issue 10 lakh cards in the first year to solve the problem of immediate working capital for very small business units.
Launch of ‘Customized Credit Card’ for Udyam-Registered Micro Enterprises
