December 22, 2025 Summary: The full operationalization of the “Public Tech Platform for Frictionless Credit” has changed how small businesses borrow. By using GST and Udyam data, AI models can now approve business loans in under 15 minutes. This insight suggests that the “credit gap” for micro-enterprises could be reduced by 30% by the end of 2026.
Fintech Revolution: AI-Powered Credit Scoring Replaces Traditional Audits
